By Finicity Corporation

  • Category: Finance
  • Release Date: 2011-02-17
  • Current Version: 5.1
  • Adult Rating: 4+
  • File Size: 138.48 MB
  • Developer: Finicity Corporation
  • Compatibility: Requires iOS 9.0 or later.
  • App Ratings:
    4.5/5 ( 4,478 Reviews)
  • Price:
Mvelopes App Ratings: 4.5
Total 4,478 Reviews

Mvelopes App Description

Easy to Get Started: Start today by downloading the Mvelopes budget app and use it for free for 1 month, add your financial institutions and come up with a budget that will keep you on the path to financial freedom. You will get all your transactions sent to your Mvelopes account and you will easily be able to track all your account balances in one easy to use the app. Mvelopes uses an envelope budgeting method to help you plan and track your household or personal budget. You can assign and manage your budget, as well as receive feedback on where you have spent your money and how much you have remaining Mvelopes offers 4 different in-app subscriptions that will auto-renew unless canceled. - Mvelopes Basic Monthly -$3.99/mo or $39.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat Support. - Mvelopes Plus -$18.99/mo or $189.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat, Learning Center, and a Quarterly Coaching Session. Each user is eligible for one 30 day free trial. Upgrading or downgrading to a subscription will not enable a new 30 day free trial. These plans are: - Mvelopes Basic Monthly - No Trial - $3.99/mo - Mvelopes Basic Yearly - No Trial - $39.99/mo - Mvelopes Plus Monthly - No Trial - $18.99/mo - Mvelopes Plus Yearly - No Trial - $189.99/mo • Payment will be charged to iTunes Account at confirmation of purchase or if it has a trial at the end of the trial period. • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase • See our Privacy Policy for more details. • Mvelopes is an A + Rated Business with the Better Business Bureau • Tool for Tidying Up Your Budget - Credit Karma • Named best app for “Over Spenders” - Kiplinger’s Personal Finance • App That Makes Budgeting Fun - WiseBread • Best Online Money Management Tool - Nasdaq • Budget App for Recent Graduates - NerdWallet • Right Tool for Keeping Financial Resolutions - • App That Helps Manage Your Student Loans - SoFi • Budget Tool for the New Year - Chicago Tribune Get The Most Out Of Your Money Use the Mvelopes budget app to help make more informed budgeting decisions and future plans. Track your bank accounts and credit card balances alongside your budget to help pay off your debt and increase savings faster. Create a financial plan for the future and make it happen. Save time with the Mvelopes budget app and its access to over 16,000 financial institutions, so you can focus on managing finances and not entering transactions. Be secure with in-app security settings, a four-digit PIN or your Mvelopes username and password. Mvelopes Features: • Import your bank and credit card accounts and track your spending within Mvelopes • Unlimited envelopes and financial institutions can be used in your account • Use digital envelope budgeting system to organize and simplify your finances • Easily access or adjust your budget on the go • Categorized spending helps you make informed decisions when you shop • Inbox-style transactions makes it easy to stay on top of your budget every day • All-in-one accounts screen lets you view your checking, savings and credit card balances in one place • Assign transactions to envelope categories, including splitting individual transactions into separate categories • Complete, real-time synchronization with the Mvelopes web app at • Money saving tips, ebooks, and videos inside the app Terms of use and privacy -


Mvelopes App Screenshots

Mvelopes App Reviews

  • Don’t Purchase if You Don’t Want to Link Bank Accounts

    By CoGirl2
    This product is only usable if you want to link your bank accounts. We don’t. We wanted an app that we can input our own transactions and this wasn’t it. Bummer!
  • Bugs

    By Phoenician-xyzzy
    Let me start out by saying that I really love this app. I have been using Mvelopes 5 for budgeting my money long before they ever had an official app for either platform. It’s a great tool. However since the new version came out there are still many bugs to get rid of. My first issue is that I have to log into the app every time I open it. I set it so that it will stay logged in but it never does. Also I can never fund my envelopes using The mobile app because it never remembers what I have placed in the envelopes and when I hit the fund button it just goes back to where it was before I did anything. It’s very frustrating. I hope things get sorted out soon because this is my primary tool for budgeting my money.
  • Poor customer service

    By Summermarie84
    App is useless to two customers: people with newest version of iPhone (XR) AND long-time customers. The fifth version was only made with new subscribers in mind. They did not “get accounts ready” to be streamlined into the fifth version prior to release. I have been using this app since it was free before they coupled with Finicity and started charging monthly for it. The app has lost stability ever since partnering with Finicity. Now, I have not had access to it ever since Feb 2019 with the fifth version release. They tell me to download another app and access the fourth version of the app via it, but that version is not functional. I am being charged money and have been a long time user. ALSO- the app does not work with the newest iPhone: iPhoneXR. The new phone’s screen is too large for the app, and the app expands too big and the bottom half of the app is not visible. For example, when I go to “fund on the fly”, the orange bar and amount of money to allocate are not visible and can not be scrolled down to see. Scrolling down moves the soft features such as the envelopes but does not change the hard features such as the orange bar and amount to be located.
  • Major bug couldn’t use app

    By SuCheetos
    I didn't get a chance to use the app at all. I downloaded the it and was very excited to begin using it, but the app wouldn’t even let me start anything. After creating my account, I couldn’t leave the subscription page. Overly frustrating! Please fix.
  • Worked for three weeks

    By Mammati
    I started using the app in mid March. It stopped working after the last update. Now I can’t even open the app. I’m deleting it and looking for something else.
  • Buggy, keeps logging me out

    By cbrynt
    Good ideas, but slow when it works and otherwise buggy.
  • Version 5 ruined everything.

    By Sarahsuelou
    I was a really happy Mvelopes user for over a year. Then they updated to version 5, and now I haven’t had mobile access for 3 months. That is absolutely absurd. I hate the desktop version and the link to download version 4 still takes me to version 5, so basically I’ve been without it for 3 months. Not cool!!!
  • Looking elsewhere

    By I don't want to give a review
    So take a good free app that worked well and lower its performance and start charging for it and you get one star. I didn’t have service on my phone for a month because they were rolling out version 5, and I asked for refund. No response and no refund.
  • Why is it so hard to find an app that lets me do basic budgeting

    By Kevin71481
    I’m trying to find out how I can simply say “this much is how much I will be paid this month and these envelopes have these goals and only change a little each month”. Figuring out how to make that happen is soooo difficult. It is almost as convoluted as YNAB but at least you quickly realize that they have a different idea about funding up front. So much of the Mvelopes online documentation is for a much older version of Mvelopes. It makes you think you can do simple things. But much like YNAB, that was the Original idea. Now we have crazy new ways of making you confused about the status of your money.
  • Not in Kansas anymore Toto

    By DreClarkKent
    I have been with Mvelopes since 2009. Been an advocate for the software and even telling/showing other the software during financial counseling sessions. It has been a great experience. However... This new update has been nothing less than comparable to a F3-F4 tornado (disastrous). I had to download TestFlight and Re-download MV4 (because my account was not ready for the release of the new version). The operability of MV4 has always been lackluster at best (log-in issues, not-so user friendly UI, etc). After 2 months of this (along with other issues from past experiences), I’m feeling a need to try out other budgeting programs. As Jay-Z once said to Nas, “Fell from top 10 to not mentioned at all.” If you don’t upgrade your style, you will succumb to the “Takeover.”