Experian - Credit Report

Experian - Credit Report

By Experian

  • Category: Finance
  • Release Date: 2016-05-16
  • Current Version: 2.2.0
  • Adult Rating: 4+
  • File Size: 94.20 MB
  • Developer: Experian
  • Compatibility: Requires iOS 10.3 or later.
  • App Ratings:
    4.5/5 ( 7,692 Reviews)
  • Price:
Experian - Credit Report App Ratings: 4.5
Total 7,692 Reviews

Experian - Credit Report App Description

Access your interactive Experian Credit Report anytime, anywhere – absolutely free! Checking your own report doesn’t hurt your credit and there’s no credit card required. Your free Experian Credit Report is automatically updated every 30 days when you sign in, so your credit information is always at your fingertips. See where you stand and interact with your credit in a completely reimagined way. You’ll also get notifications on your iPhone or iPad when key updates to your credit report are detected. Download the new, free Experian app today, and get the fast, anytime access to truly understand your credit! Available on iPhone or iPad devices. KEY FEATURES: CREDIT REPORTS • View your Experian Credit Report and better understand what kind of information that banks and lenders see – including your credit accounts, inquiries and public records. • Your Experian Credit Report will automatically be updated every 30 days, when you sign in. CREDIT MONITORING & ALERTS • We monitor changes to your credit profile like when a new credit account is opened in your name or when an inquiry appears on your credit report. • We’ll send you a push notification, so you can view these alerts directly on your device. CREDIT AT-A-GLANCE • Easily monitor your credit and see a breakdown of your accounts in a fun new way. • See how your credit usage impacts your credit by keeping track of how much you spend and how much debt you have, in the Credit and Debt Summary section. PERSONALIZED CREDIT CARDS* • Using Experian's credit data and smart analytics, we'll help analyze your individual credit situation and find the right credit cards matched for you from our trusted network of partners. FREQUENTLY ASKED QUESTIONS Q: Is my Experian Credit Report really free? A: Yes, Experian provides a 100% free credit report. No credit card required. Q: Will checking my report hurt my credit? A: No, checking your own report with Experian does not impact your credit. Q: How often does my Experian Credit Report update? A: Your free credit report is updated every 30 days. Q: What if I already have an account through freecreditreport.com, freecreditscore.com or or Experian CreditWorks account? A: If you already have an account through one of these domains, just sign in with your existing username and password to start using the app. SUBSCRIPTIONS Experian CreditWorks subscriptions purchased through your iTunes account will automatically renew within 24 hours prior to the end of the current monthly subscription period, unless auto-renewal is disabled beforehand. To manage your subscription or to disable auto-renewal, after purchase, go to My Account -> Manage Membership within the app. ABOUT EXPERIAN Experian was the first company and credit bureau to offer on-line credit reporting services in the United States of America, and now is the leading provider of credit data and services. Experian maintains credit information on approximately 220 million U.S. consumers with more than 1.5 petabytes (1.5 quadrillion bytes) of data, empowering consumers to manage and improve their financial status, and helping them to protect themselves against fraud and identity theft. Experian is deeply committed to educating consumers through financial literacy and funding programs, and work with non-profit and public education leaders across the U.S. Privacy Policy: https://usa.experian.com/login/#/publicPrivacyPolicy Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree *Offers are not available in all states.


Experian - Credit Report App Screenshots

Experian - Credit Report App Reviews

  • Love this app

    By PUrvis Krysten
    As a person who’s had their identity compromised, I love having this app! It lets me know anytime there’s new activity posting on my credit! Let’s me know when my score goes up or down. Also, what I may down to increase my credit score. This app is worth paying a monthly fee for if you need to monitor your credit!
  • Horrible

    By WilliamJRdy
    I’m paying each month for access to the site. Been using the app, which worked fine, then suddenly stopped. Then I find this app, install it on brand new iPad and my iPhone 8 and can’t even login. Don’t waste your time!
  • What’s the point of having the app if it’s wrong?

    By SiSi Blac
    The reason I gave it 2 stars instead of 1 is because it did help me find some things I had forgotten about. I’ve had the app for a while and monitored it. I checked my credit score prior to having it run at my credit union recently (they use Experian) and the score did not match what they pulled. What’s the point of me having this app if it is not accurate?
  • Can’t place or thaw a freeze—WHAT?

    By AnjaValentine
    The other two bureaus let you place or thaw a freeze in seconds. This doesn’t. WHY NOT? This lack of functionality makes this bloated and laggy app useless, except to try to steer you to paid tiers. Avoid! 😡
  • Worst CRA out there.

    By DA2B
    Experian is the worst ripoff credit reporting agency out there. The law now requires free freeze/unfreeze. Until the law went into effect, Experian charges for each freeze and unfreeze. The other two bureaus did not. Experian also makes it exceedingly needlessly difficult to freeze and unfreeze. This worthless app does NOT let you freeze and unfreeze. TransUnion has an easy app just for that. And Equifax at least makes it easy to do so on their website. Experian however makes it so hard that I now can’t unfreeze my credit report to apply for a credit card. Those site won’t allow me to do it and won’t tell me why (I’m certain all my info is correct). Also forget about ever talking to them on the phone if you have a problem - it’s not possible. Experian, you are seriously the worst and don’t care about consumers AT ALL.
  • Love it

    By mm44315
    So easy to use! Very organized.
  • Misconceiving

    By tbruneau
    Ok, so I’ve had this app for 7 days maybe, NOW IM LOCKED OUT BECAUSE YOUR DEMANDING 19.99 to open my report back up, There is nothing I see to contact customer service to cancel this your add says FREE says nothing about 19.99 after 7 days, so I was able to open the app in the App Store and all it says is go her to manage your account or billing if you chose, well I chose NOT TO SPEND MY MONEY WITH YOU BECAUSE THESE PRACTICES ARE Misconceiving to the consumer,
  • Great App

    By mikhylou
    I love the app it works great for me. I have not experienced any problems opening app and reviewing my information. I use the lock credit report feature all the time.
  • Subscribe to get your score? No thank you.

    By Digitall321
    You go through the hassle of trying to set up the app just so they could try to sell you services because without paying you don’t get to see a credit score.
  • Experian

    By Jermaine Wright
    It’s my favorite app