YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.7.1
  • Adult Rating: 4+
  • File Size: 78.95 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 10.0 or later.
  • App Ratings:
    4.5/5 ( 11,459 Reviews)
  • Price:
    Free
YNAB (You Need A Budget) App Ratings: 4.5
4.5
Total 11,459 Reviews

YNAB (You Need A Budget) App Description

YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. - Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Terms of Use: https://www.youneedabudget.com/terms/?isolated Privacy Policy: https://www.youneedabudget.com/privacy-policy/?isolated

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YNAB (You Need A Budget) App Screenshots

YNAB (You Need A Budget) App Reviews

  • Best Budget App

    5
    By CulEx0r
    I had been through all the top budget apps out there when I found YNAB well before the subscription service, had that Dropbox sync! I was reluctant to pay for the service after so many years of using what I had paid already paid for and using for free....IT WAS WORTH IT. The bank synchronization works pretty well for me overall, some accounts don’t update like they should but they are not important enough to cause me any issues. Most important thing I tell everyone is give some time and patience with learning it. My husband hated it when I had him start using YNAB. It does take some time to learn how to think like YNAB but once you get the hang of it and work it out for your budget and needs, you will love it. Including the time when it wasn’t a subscription based service, I have been going at least 5-6 years strong with YNAB and don’t plan on using anything else. Highly recommend to everyone!
  • The budgeting app that will change your life.

    5
    By Rivak
    I can’t recommend this app enough - it has significantly changed our finances for the positive and reduced money fights, stress and complications to zero. Spend the time and take their free webinars, learn the system and apply it and you’ll find out how liberating a budget really can be!
  • Financial Game Changer

    5
    By Gregstergmo
    The real power of YNAB is in the philosophy behind the app: Approaching budgeting through the lens of assigning all income a job. It takes financial discipline. If you’ve been broke to the point of begging the power company to keep your power on, you will benefit from the YNAB method. It’s complimentary to many of the popular debt reduction and financial stability strategies that work. There is a community of users who are supportive. The technical support team at YNAB is very responsive. It’s worth every penny and more for a subscription.
  • Incredible

    5
    By mstephensdev
    Life-changing, seriously. I wish the iPad app was more robust, similar to the web app, but I’m sure it will get there.
  • Refund??

    5
    By GodMordo
    Hey is there any way possible to get a refund if I was just billed for the year today? I completely forgot about the free trial and saw I was charged for the year but I don’t even use the app a lot. If possible I’d like a refund please.
  • Love it, but ......

    3
    By MikesterAZ
    I love YNAB itself but I’m very disappointed that the iPad app doesn’t function like the desktop function. One important thing missing is the undo button! Also the indicators for credit spending budget are missing so they just show up as over budget which is only half true. In the desktop version you get a refined view where you can tell whether budgeting money to that thing will result in a cc payment which is central to the overall YNAB way of thinking. This has changed how I manage my money but i still prefer to be on desktop which means the iPad app hasn’t changed anything. It really functions to keep things the same. :-/
  • Doesn’t work with my Credit Union

    1
    By Ssseann
    Awwww - I was so excited to set up YNAB and start budgeting but they don’t connect with my credit union, Municipal Credit Union in NYC. I’m trying to make a budget anyway, but it’s not the same if YNAB doesn’t connect to your financial institution. Seems like a good app though, I’d give it a much higher rating if they connected to Municipal Credit Union.
  • Five stars if I could reconcile

    4
    By techollec
    The biggest thing missing from the mobile app is the ability to reconcile transactions. That’s possible in the web app, but the web app isn’t available on mobile. Other than that this app and budgeting system are the best I’ve used. They also have outstanding support.
  • Life Changing Budget App and so much more

    5
    By BagelLvr
    This app and the supporting website offers a simple life changing approach to proactively budgeting and not just tracking income and expenses. You simply give ever dollar a job when it comes in and put money aside for what’s coming up both expected and unexpected. Easy to learn and tons of get started videos and live-streaming events. Search the term YNAB Broke just for fun! It’s when your cash accounts have lots of dollar but they’re all accounted for...so its beans and rice and Netflix for fun tonight!
  • Good product by a great team

    5
    By Drak Lac
    It is a great product with good functionality and a very helpful support staff. I have contacted ynab support a few times now via both email and in app chat. On each instance the representatives were thoughtful and helpful. They both answered my questions and directed me to additional resources on the subject. All told I am quite pleased with the product.

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